Jason Chan | Digital Marketer

 Hi Readers! My brother (Gary Chan) and I (Jason Chan) started a pest control business recently in Toronto. It's called Guard More Pest Control ( guardmorepests.com ) and we're currently servicing residential and commercial properties across the Greater Toronto Area (GTA). We cover Toronto, North York, Etobicoke, Scarborough, Mississauga, Oakville. We've completed 45 jobs so far since the opening in May. It was slow and we didn't get our first job until July 2025.  We can help remove and prevent insect, rodent, and wildlife outbreaks. - Bed Bugs - Ants - Cockroaches - Wasps - Raccoons - Squirrels - Birds - Rodents - Pest Profiles Library - Bed Bug Pest Profile - Cockroach Pest Profile - Wildlife Pest Profile - Wasp Pest Profile - Ant Pest Profile Service Offering:  Cockroach extermination pest control Bed Bugs extermination pest control Wildlife Removal and Exclusions pest control Rodent Control pest control Wasp extermination pest control Wildlife removal and exclusion...

 I bet every one is feeling the crunch with the Bank of Canada raising interest rates at a record pace. Starting on March 2, 2022, there have been 8 consecutive interests with the last one on January 25, 2023. We're feeling this in the wallet already and it's been tough. The US feds have raised their interest rate by 0.25%  in spite of a recently events with Silicon Valley Bank and Signature bank collapse that have sent the banking sector into panic mode. I really hope that that this April 12 Bank of Canada meeting keeps the interest rates as is and there is some evidence that the interest rate being kept at a record high of 4.5% is helping cool inflation . I'm a random dude on the internet with an opinion about interest rates but the issue is it is deeper than a single number. One move of this number could ultimately affect the lives of huge %s of the country's population especially more vulnerable (disabled, low income, mentally handicapped, addiction issues, abusiv...

 Source:  https://myperch.io/buyers/rate-increases-wont-lead-to-fire-sale-for-buyers/ These are some interesting charts:

How low can you go? That’s the question Canadians are asking their banks these days, and rightfully so, with mortgage rates hovering on historic lows. Home buyers who were priced out of the market not too long ago are now wide-eyed and chomping at the bit to seize an opportunity for that oh-so elusive home ownership dream.    That opportunity comes in the form of an affordable mortgage rate, where naturally, buyers are picking up the phone and clicking on their banking apps to make appointments with their big banks’ mortgage specialists. Seemingly everyone is in a mad dash to get pre-approved  ASAP.   Of course, it’s still a process and there are some things to consider before making such a huge commitment. Let’s be honest, it’s all about not living with any type of regret as the days and years pass. The best way to do that? Educate yourself and arm yourself with knowledge and resources to make the best decision possible.   Here’s how Perch is in the business of...

  TORONTO , Feb. 7, 2022 /PRNewswire/ -- Perch , the Toronto -based proptech company that seeks to help Canadians build wealth through real estate with its intuitive home ownership platform, announced today the launch of Pathfinder. The free web-based tool, accessible through desktop or mobile browser at https://myperch.io/tools/pathfinder/ , transforms how people shop for mortgages. Pathfinder asks for a few details about what a buyer or homeowner is looking to do, and they can instantly view and sort offers by total savings, mortgage rate, lender, term length, prepayment flexibility, and more.       Perch allows Canadians to instantly shop and compare mortgage offers from 20+ lenders, empowering users to find the best mortgage deals online. As the first company in Canada to offer an instant mortgage rate quote online, Perch's newest tool gives users an efficient and convenient way to shop for and compare mortgages. www.myperch.io (CNW Group...

TORONTO , Oct. 7, 2021 /CNW/ - Perch , the Toronto -based proptech company that seeks to help Canadians build wealth and make more informed real estate decisions through its analytics platform, announced today the close of a $1 million seed funding round and its acceptance to the 2022 REACH Canada growth accelerator. Created in 2018, Perch provides personalized financial insights that optimize a buyer's path to homeownership. Perch offers a platform that enables greater collaboration with real estate professionals and streamlines the user's mortgage application experience. Once a homeowner, proprietary analytics allow users to know when to leverage their home equity to build wealth. "Canadians consider housing affordability to be a major problem and we're offering a solution that helps simplify the path to home ownership," said Perch founder Alex Leduc . "We built Perch to give users clear financial insights, without needing to build their own co...